{"id":126,"date":"2022-04-22T17:54:25","date_gmt":"2022-04-22T17:54:25","guid":{"rendered":"https:\/\/blogs.uww.edu\/wizardofpaws\/?p=126"},"modified":"2022-04-22T21:44:18","modified_gmt":"2022-04-22T21:44:18","slug":"is-pet-insurance-a-good-idea","status":"publish","type":"post","link":"https:\/\/blogs.uww.edu\/wizardofpaws\/2022\/04\/22\/is-pet-insurance-a-good-idea\/","title":{"rendered":"Is Pet Insurance a Good Idea?"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full is-style-default\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/blogs.uww.edu\/wizardofpaws\/files\/2022\/04\/krista-mangulsone-9gz3wfHr65U-unsplash.jpg\" alt=\"\" class=\"wp-image-127\" srcset=\"https:\/\/blogs.uww.edu\/wizardofpaws\/files\/2022\/04\/krista-mangulsone-9gz3wfHr65U-unsplash.jpg 900w, https:\/\/blogs.uww.edu\/wizardofpaws\/files\/2022\/04\/krista-mangulsone-9gz3wfHr65U-unsplash-300x200.jpg 300w, https:\/\/blogs.uww.edu\/wizardofpaws\/files\/2022\/04\/krista-mangulsone-9gz3wfHr65U-unsplash-768x512.jpg 768w, https:\/\/blogs.uww.edu\/wizardofpaws\/files\/2022\/04\/krista-mangulsone-9gz3wfHr65U-unsplash-600x400.jpg 600w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><figcaption>Photo by\u00a0<a href=\"https:\/\/unsplash.com\/@krista?utm_source=unsplash&amp;utm_medium=referral&amp;utm_content=creditCopyText\">Krista Mangulsone<\/a>\u00a0on\u00a0<a href=\"https:\/\/unsplash.com\/s\/photos\/pets?utm_source=unsplash&amp;utm_medium=referral&amp;utm_content=creditCopyText\">Unsplash<\/a><\/figcaption><\/figure>\n\n\n\n<p>Pets are expensive, there isn&#8217;t any arguing about that. From buying $30 bags of dog food to buying toys and treats, its a big cost. It seems like a lot &#8211; until your pet gets sick or injured. Emergency trips to the vet can cost a couple hundred to a couple thousands of dollars. Pet insurance can help reduce these costs. In this blog, we will explore the different types of pet insurances and what expenses they cover. <\/p>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<p>To start off, we will discuss the basics. There are two main types of pet insurance available.<\/p>\n\n\n\n<p>Comprehensive coverage covers the most out of the two options including:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Accidents<\/li><li>Injuries<\/li><li>Chronic illness<\/li><li>Infections<\/li><li>Hereditary issues<\/li><li>Diagnostic care<\/li><li>Emergency care<\/li><\/ul>\n\n\n\n<p>This type of coverage covers a lot of the typical health problems that every dog goes through at some point. It is a bit more expensive at it costs on average about $585 for dogs and $350 for cats per year.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Accident-only coverage has less benefits that comprehensive and covers accidents including:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Accidents<\/li><li>Injuries<\/li><li>Bites from animals or insects<\/li><li>Swallowed objects<\/li><li>Accidental poisoning<\/li><\/ul>\n\n\n\n<p>This type of coverage is a safety net for any obscure accidents that might happen. While these accidents do happen, they aren&#8217;t very common so you might not use it as much comprehensive coverage. This coverage also provides a cheaper price at about $194 for dogs and $126 for cats on average per year.<\/p>\n\n\n\n<p>You can also choose to add more services and coverage for an additional price like plans that would cover your yearly check-ups and shots or dental.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>There are also many different pet insurance providers so here is a list of 10 of the best to choose from:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Embrace<ul><li>Best For Superior Benefits<\/li><\/ul><\/li><li>Pets Best<ul><li>Great For Choices Of Deductible<\/li><\/ul><\/li><li>ManyPets<ul><li>Best For Lowest Out-Of-Pocket Claims Costs<\/li><\/ul><\/li><li>Figo<ul><li>Great For Short Waiting Period For Accident Coverage<\/li><\/ul><\/li><li>Lemonade<ul><li>Best Price For Kittens And Puppies<\/li><\/ul><\/li><li>Spot<ul><li>Best For Annual Coverage Choices<\/li><\/ul><\/li><li>ASPCA<ul><li>Great For No Waiting Period For Special Conditions<\/li><\/ul><\/li><li>Nationwide<ul><li>Best For Unlimited Wellness Coverage<\/li><\/ul><\/li><li>Prudent Pet<ul><li>Great For Extras<\/li><\/ul><\/li><li>TrustedPals<ul><li>Great For Service Dogs<\/li><\/ul><\/li><\/ul>\n\n\n\n<p>All in all, you know your pet best and what they need from their healthcare. If you can afford this extra expense, I would suggest you invest in it as it can save you a lot of money in the long run. Ultimately it is up to you so research the many options and see if it works for you and your pet. <\/p>\n\n\n\n<hr class=\"wp-block-separator is-style-dots\"\/>\n\n\n\n<p>References:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>https:\/\/www.forbes.com\/advisor\/pet-insurance\/best-pet-insurance\/<\/li><li>https:\/\/www.goodrx.com\/pet-health\/pets\/how-to-shop-for-pet-health-insurance<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Pets are expensive, there isn&#8217;t any arguing about that. From buying $30 bags of dog food to buying toys and treats, its a big cost. It seems like a lot &#8211; until your pet gets sick or injured. Emergency trips&#8230; <a class=\"more-link\" href=\"https:\/\/blogs.uww.edu\/wizardofpaws\/2022\/04\/22\/is-pet-insurance-a-good-idea\/\">Continue Reading &rarr;<\/a><\/p>\n","protected":false},"author":12235,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[278],"tags":[],"class_list":["post-126","post","type-post","status-publish","format-standard","hentry","category-health"],"_links":{"self":[{"href":"https:\/\/blogs.uww.edu\/wizardofpaws\/wp-json\/wp\/v2\/posts\/126","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.uww.edu\/wizardofpaws\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.uww.edu\/wizardofpaws\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.uww.edu\/wizardofpaws\/wp-json\/wp\/v2\/users\/12235"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.uww.edu\/wizardofpaws\/wp-json\/wp\/v2\/comments?post=126"}],"version-history":[{"count":1,"href":"https:\/\/blogs.uww.edu\/wizardofpaws\/wp-json\/wp\/v2\/posts\/126\/revisions"}],"predecessor-version":[{"id":128,"href":"https:\/\/blogs.uww.edu\/wizardofpaws\/wp-json\/wp\/v2\/posts\/126\/revisions\/128"}],"wp:attachment":[{"href":"https:\/\/blogs.uww.edu\/wizardofpaws\/wp-json\/wp\/v2\/media?parent=126"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.uww.edu\/wizardofpaws\/wp-json\/wp\/v2\/categories?post=126"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.uww.edu\/wizardofpaws\/wp-json\/wp\/v2\/tags?post=126"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}