{"id":846,"date":"2026-10-15T14:07:40","date_gmt":"2026-10-15T19:07:40","guid":{"rendered":"https:\/\/blogs.uww.edu\/financialliteracycenter\/?p=846"},"modified":"2026-10-15T14:07:40","modified_gmt":"2026-10-15T19:07:40","slug":"what-should-you-expect-to-get-paid-a-college-students-guide-to-internship-and-entry-level-salaries","status":"publish","type":"post","link":"https:\/\/blogs.uww.edu\/financialliteracycenter\/2026\/10\/15\/what-should-you-expect-to-get-paid-a-college-students-guide-to-internship-and-entry-level-salaries\/","title":{"rendered":"What Should You Expect to Get Paid? A College Student\u2019s Guide to Internship and Entry-Level Salaries"},"content":{"rendered":"\n<p>Landing an internship or your first full-time job is an exciting step toward financial independence. One question many college students have is simple: How much should I expect to make?<\/p>\n\n\n\n<p>Whether you are looking for a summer internship, preparing to graduate, or comparing job offers, understanding typical compensation can help you set realistic expectations and make informed financial decisions. While there is no single salary every student should expect, knowing the averages and what affects pay can help you evaluate opportunities.<\/p>\n\n\n\n<p><strong>What Can You Expect to Make at an Internship?<\/strong><\/p>\n\n\n\n<p>According to the National Association of Colleges and Employers (NACE), the average hourly wage for interns working toward a bachelor\u2019s degree reached <strong>$23.35 per hour in 2026<\/strong>. This figure reflects employer-reported compensation from summer 2025. Individual internships may pay less or more depending on the position and industry.<\/p>\n\n\n\n<p>For example, consider what different hourly rates could mean for a student working 40 hours per week for 12 weeks:<em>\ue117<\/em><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Hourly pay<\/strong><\/td><td><strong>Weekly gross pay<\/strong><\/td><td><strong>Total gross pay over 12 weeks<\/strong><\/td><\/tr><tr><td>$15 per hour<\/td><td>$600<\/td><td>$7,200<\/td><\/tr><tr><td>$20 per hour<\/td><td>$800<\/td><td>$9,600<\/td><\/tr><tr><td>$23.35 per hour<\/td><td>$934<\/td><td>$11,208<\/td><\/tr><tr><td>$25 per hour<\/td><td>$1,000<\/td><td>$12,000<\/td><\/tr><tr><td>$30 per hour<\/td><td>$1,200<\/td><td>$14,400<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>These examples assume 40 paid hours per week for 12 weeks and exclude taxes, unpaid time off, and other deductions.<\/em><\/p>\n\n\n\n<p>The national average is a useful starting point, not a minimum every employer is expected to meet. When comparing internships, also consider housing assistance, transportation costs, bonuses, paid holidays, and whether you will receive overtime pay. An internship with a slightly lower hourly wage but affordable housing or a manageable commute may leave you with more money at the end of the summer.<\/p>\n\n\n\n<p><strong>What About Your First Job After Graduation?<\/strong><\/p>\n\n\n\n<p>Full-time salaries are generally higher than internship wages, but starting pay varies widely by industry, location, employer, experience, and skills.<\/p>\n\n\n\n<p>NACE\u2019s September 2026 report on the Class of 2025 found that bachelor\u2019s degree graduates earned an average starting salary of <strong>$67,983<\/strong>, up 3.5% from the previous graduating class. These figures represent reported starting base salaries, not a guarantee of what an individual graduate will earn.<\/p>\n\n\n\n<p>Rather than relying on one overall average, research salaries for the specific job title, industry, and location you are considering. Two graduates with similar degrees may receive different offers because of their experience, skills, employer, or cost of living.<\/p>\n\n\n\n<p><strong>Why Do Salaries Vary?<\/strong><\/p>\n\n\n\n<p>Several factors can affect how much an employer offers:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Industry and responsibilities:<\/strong> Some fields and positions pay more because they require specialized knowledge or involve greater responsibility.<\/li>\n\n\n\n<li><strong>Location and cost of living:<\/strong> Jobs in larger cities may pay more, but higher rent, transportation, and other expenses can offset the difference.<\/li>\n\n\n\n<li><strong>Experience and skills:<\/strong> Internships, relevant projects, technical skills, and certifications can strengthen your qualifications.<\/li>\n\n\n\n<li><strong>Employer size and benefits:<\/strong> Companies may offer different combinations of salary, bonuses, retirement benefits, flexibility, and professional development.<\/li>\n\n\n\n<li><strong>Negotiation:<\/strong> Some employers have fixed salary ranges, while others may have room to negotiate.<\/li>\n<\/ul>\n\n\n\n<p><strong>How to Evaluate a Job Offer Beyond Salary<\/strong><\/p>\n\n\n\n<p>Salary is important, but it is only one part of an offer. Before making a decision, consider:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Health insurance:<\/strong> Review premiums, deductibles, and out-of-pocket costs.<\/li>\n\n\n\n<li><strong>Retirement benefits:<\/strong> Find out whether the employer offers a 401(k) match.<\/li>\n\n\n\n<li><strong>Bonuses:<\/strong> Determine whether bonuses are guaranteed, performance-based, or discretionary.<\/li>\n\n\n\n<li><strong>Paid time off:<\/strong> Consider vacation days, holidays, and sick leave.<\/li>\n\n\n\n<li><strong>Relocation assistance:<\/strong> This can be especially helpful when moving for a job or internship.<\/li>\n\n\n\n<li><strong>Professional development:<\/strong> Training and advancement opportunities can support your long-term career.<\/li>\n\n\n\n<li><strong>Work-life balance:<\/strong> Consider hours, commute time, flexibility, and expectations outside normal working hours.<\/li>\n<\/ul>\n\n\n\n<p>A job with a slightly lower salary may still be the better financial choice if it offers stronger benefits, lower commuting costs, or more affordable living expenses.<\/p>\n\n\n\n<p><strong>How to Research and Negotiate Your Pay<\/strong><\/p>\n\n\n\n<p>You do not need to guess what you should earn. Use reliable salary data from organizations such as NACE, the U.S. Bureau of Labor Statistics, and employer job postings. Compare positions with similar responsibilities, experience requirements, locations, and industries.<\/p>\n\n\n\n<p>If an offer is lower than comparable positions, you can ask whether there is flexibility in the salary range. For example:<\/p>\n\n\n\n<p>\u201cThank you for the offer. I\u2019m excited about the opportunity and the chance to contribute to the team. Based on my research into comparable entry-level positions and the experience I would bring, I was hoping we could discuss whether there is flexibility in the starting salary.\u201d<\/p>\n\n\n\n<p>Not every employer will be able to increase its offer, and some internship programs use standardized pay rates. Even when salary is fixed, you can ask about other benefits, future compensation reviews, or professional development opportunities.<\/p>\n\n\n\n<p><strong>Turn Your First Paycheck Into a Financial Plan<\/strong><\/p>\n\n\n\n<p>Your first internship paycheck or full-time salary is an opportunity to build strong financial habits. Start by estimating your take-home pay after taxes and deductions, then create a budget for essential expenses, savings, debt payments, and discretionary spending.<\/p>\n\n\n\n<p>If you are earning internship income, consider setting aside money for the upcoming academic year, building an emergency fund, or covering future housing expenses. If you are beginning a full-time job, prioritize an emergency fund and take advantage of an available employer retirement match when appropriate.<\/p>\n\n\n\n<p><strong>Final Thoughts<\/strong><\/p>\n\n\n\n<p>There is no universal salary every college student should expect from an internship or first full-time job. National data provide helpful benchmarks, but your industry, location, skills, experience, and benefits all influence what makes an offer competitive.<\/p>\n\n\n\n<p>Research compensation, compare the full value of each offer, ask thoughtful questions, and make a plan for the money you earn.<\/p>\n\n\n\n<p><strong>Your first paycheck is more than a number. It is an opportunity to begin building the financial future you want.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Landing an internship or your first full-time job is an exciting step toward financial independence. One question many college students have is simple: How much should I expect to make? Whether you are looking for a summer internship, preparing to graduate, or comparing job offers, understanding typical compensation can help you set realistic expectations and &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/blogs.uww.edu\/financialliteracycenter\/2026\/10\/15\/what-should-you-expect-to-get-paid-a-college-students-guide-to-internship-and-entry-level-salaries\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;What Should You Expect to Get Paid? A College Student\u2019s Guide to Internship and Entry-Level Salaries&#8221;<\/span><\/a><\/p>\n","protected":false},"author":17912,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[71485,52337],"tags":[],"class_list":["post-846","post","type-post","status-publish","format-standard","hentry","category-budgeting","category-savings"],"_links":{"self":[{"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/posts\/846","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/users\/17912"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/comments?post=846"}],"version-history":[{"count":1,"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/posts\/846\/revisions"}],"predecessor-version":[{"id":847,"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/posts\/846\/revisions\/847"}],"wp:attachment":[{"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/media?parent=846"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/categories?post=846"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/tags?post=846"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}