{"id":364,"date":"2019-02-26T10:01:12","date_gmt":"2019-02-26T15:01:12","guid":{"rendered":"http:\/\/blogs.uww.edu\/financialliteracycenter\/?p=364"},"modified":"2019-10-29T17:11:43","modified_gmt":"2019-10-29T21:11:43","slug":"4-reasons-you-should-check-your-credit-report","status":"publish","type":"post","link":"https:\/\/blogs.uww.edu\/financialliteracycenter\/2019\/02\/26\/4-reasons-you-should-check-your-credit-report\/","title":{"rendered":"4 Reasons You Should Check Your Credit Report"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-366\" src=\"http:\/\/blogs.uww.edu\/financialliteracycenter\/files\/2019\/02\/Credit-report.png\" alt=\"\" width=\"239\" height=\"211\" \/><\/p>\n<p>When is the last time you checked your credit report?\u00a0 Sadly, far too few people are taking the time to request their reports.\u00a0 At a minimum, you should be requesting your free credit report every 12 months.\u00a0 \u00a0Here are a few reasons why this is a good idea:<\/p>\n<ul>\n<li><strong>Free<\/strong>.\u00a0 When using <a href=\"https:\/\/www.annualcreditreport.com\/index.action\">annualcreditreport.com<\/a>, you have access to your credit report for free, once each year, from each of the three credit bureaus &#8211; Transunion, Equifax, and Experian.<\/li>\n<li><strong>Identity Theft Indicator<\/strong>.\u00a0 When looking over your credit report, if you find names you don&#8217;t recognize, social security numbers that do not belong, or accounts that are not yours, you might be a victim of identity fraud.<\/li>\n<li><strong>Monitor Credit<\/strong>.\u00a0 Just like you monitor credit card bills and bank statements, it&#8217;s a good idea to keep track of credit accounts.<\/li>\n<li><strong>Correct Inaccurate Information<\/strong>.\u00a0 If any information on your credit report is incorrect, both personal or account related, instructions are included on how to correct those inaccuracies.<\/li>\n<\/ul>\n<p>For more information on the process to check your credit report or if you have questions or concerns related to credit, contact the <a href=\"http:\/\/www.uww.edu\/adminaffairs\/finance\/financial-literacy\/contact-us\">Financial Literacy Center<\/a> to schedule a coaching session.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When is the last time you checked your credit report?\u00a0 Sadly, far too few people are taking the time to request their reports.\u00a0 At a minimum, you should be requesting your free credit report every 12 months.\u00a0 \u00a0Here are a few reasons why this is a good idea: Free.\u00a0 When using annualcreditreport.com, you have access &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/blogs.uww.edu\/financialliteracycenter\/2019\/02\/26\/4-reasons-you-should-check-your-credit-report\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;4 Reasons You Should Check Your Credit Report&#8221;<\/span><\/a><\/p>\n","protected":false},"author":7648,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[881887],"tags":[881956,499,881902],"class_list":["post-364","post","type-post","status-publish","format-standard","hentry","category-credit","tag-creditreport","tag-uww","tag-uwwfinancialliteracycenter"],"_links":{"self":[{"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/posts\/364","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/users\/7648"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/comments?post=364"}],"version-history":[{"count":3,"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/posts\/364\/revisions"}],"predecessor-version":[{"id":419,"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/posts\/364\/revisions\/419"}],"wp:attachment":[{"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/media?parent=364"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/categories?post=364"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.uww.edu\/financialliteracycenter\/wp-json\/wp\/v2\/tags?post=364"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}