{"id":102,"date":"2020-11-14T02:43:47","date_gmt":"2020-11-14T02:43:47","guid":{"rendered":"http:\/\/blogs.uww.edu\/collegevscovid\/?p=102"},"modified":"2020-12-07T21:31:15","modified_gmt":"2020-12-07T21:31:15","slug":"budgeting","status":"publish","type":"post","link":"https:\/\/blogs.uww.edu\/collegevscovid\/2020\/11\/14\/budgeting\/","title":{"rendered":"Budgeting"},"content":{"rendered":"\n<p>Budgeting, as a college student, is an art within itself. How are we supposed to live on our own, have our own freedom, AND manage our wallets? <\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/blogs.uww.edu\/collegevscovid\/files\/2020\/11\/6e0ea9647fa60deccc212bcc8d4e1cac.jpg\" alt=\"\" class=\"wp-image-144\" width=\"214\" height=\"214\" srcset=\"https:\/\/blogs.uww.edu\/collegevscovid\/files\/2020\/11\/6e0ea9647fa60deccc212bcc8d4e1cac.jpg 564w, https:\/\/blogs.uww.edu\/collegevscovid\/files\/2020\/11\/6e0ea9647fa60deccc212bcc8d4e1cac-300x300.jpg 300w, https:\/\/blogs.uww.edu\/collegevscovid\/files\/2020\/11\/6e0ea9647fa60deccc212bcc8d4e1cac-150x150.jpg 150w, https:\/\/blogs.uww.edu\/collegevscovid\/files\/2020\/11\/6e0ea9647fa60deccc212bcc8d4e1cac-75x75.jpg 75w\" sizes=\"auto, (max-width: 214px) 100vw, 214px\" \/><\/figure>\n\n\n\n<p>Here are some tips that help me budget and <span style=\"text-decoration: underline;\">stick with it<\/span>! <\/p>\n\n\n\n<p><span class=\"has-inline-color has-pale-pink-color\">1. Make a Game Plan <\/span>   <\/p>\n\n\n\n<p>Especially for first-year students, it&#8217;s beneficial to sit down and create an overall plan for your finances. Even if your parents are helping you with school, it is still helpful to have a plan to visualize what money is going where. <\/p>\n\n\n\n<p>In my freshman year, I made an appointment with the financial aid office to layout my finances on an Excel sheet for the school year. This covered grocery, school, clubs and orgs, and even fun expenses. I contacted the financial office and set up an appointment! Here is a link to a <em><a href=\"https:\/\/www.uww.edu\/documents\/adminaffairs\/finance\/finlit\/Tracking%20Expenses.pdf\">Tracking Expenses<\/a> <\/em>worksheet provided by the University.<\/p>\n\n\n\n<p><span class=\"has-inline-color has-pale-pink-color\">2. Estimate Monthly Expenditures<\/span> <\/p>\n\n\n\n<p>Estimating what you spend per month may be challenging, however, not impossible. Think about it. Honestly, set aside expenses for beer on the weekends! The necessities and items you purchase for fun are all apart of your monthly expenses. <\/p>\n\n\n\n<p>Overall, it&#8217;s essential to create a plan for your finances in college. These are just a few tips that have helped me over the last few years. <\/p>\n\n\n\n<p>Let me know if these tips help! And leave tips that have helped you in the past.  <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Budgeting, as a college student, is an art within itself. How are we supposed to live on our own, have our own freedom, AND manage our wallets? Here are some tips that help me budget and stick with it! 1. Make a Game Plan Especially for first-year students, it&#8217;s beneficial to sit down and create an overall plan for your finances. Even if your parents are helping you with school, it is still helpful to have a plan to visualize what money is going where. In my freshman year, I made an appointment with the financial aid office to layout my finances on an Excel sheet for the school year. This covered grocery, school, clubs and orgs, and even fun expenses. I contacted the financial office and set up an appointment! Here is a link to a Tracking Expenses worksheet provided by the University. 2. Estimate Monthly Expenditures Estimating what you spend per month may be challenging, however, not impossible. Think about it. Honestly, set aside expenses for beer on the weekends! The necessities and items you purchase for fun are all apart of your monthly expenses. Overall, it&#8217;s essential to create a plan for your finances in college. These are just a few tips that have helped me over the last few years. Let me know if these tips help! And leave tips that have helped you in the past.<\/p>\n","protected":false},"author":8236,"featured_media":144,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[73318,790],"tags":[1773,549546,154204],"class_list":["post-102","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-college-tips","category-organization","tag-money","tag-plan","tag-schedule"],"_links":{"self":[{"href":"https:\/\/blogs.uww.edu\/collegevscovid\/wp-json\/wp\/v2\/posts\/102","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.uww.edu\/collegevscovid\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.uww.edu\/collegevscovid\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.uww.edu\/collegevscovid\/wp-json\/wp\/v2\/users\/8236"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.uww.edu\/collegevscovid\/wp-json\/wp\/v2\/comments?post=102"}],"version-history":[{"count":2,"href":"https:\/\/blogs.uww.edu\/collegevscovid\/wp-json\/wp\/v2\/posts\/102\/revisions"}],"predecessor-version":[{"id":195,"href":"https:\/\/blogs.uww.edu\/collegevscovid\/wp-json\/wp\/v2\/posts\/102\/revisions\/195"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blogs.uww.edu\/collegevscovid\/wp-json\/wp\/v2\/media\/144"}],"wp:attachment":[{"href":"https:\/\/blogs.uww.edu\/collegevscovid\/wp-json\/wp\/v2\/media?parent=102"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.uww.edu\/collegevscovid\/wp-json\/wp\/v2\/categories?post=102"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.uww.edu\/collegevscovid\/wp-json\/wp\/v2\/tags?post=102"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}